Terms of Use

1. Acceptance of Terms

By accessing or using the TitleBarrier service, you agree to be bound by these Terms of Use. If you do not agree to these Terms, you may not use our service. These Terms apply to all users of the service, including without limitation users who are browsers, customers, merchants, and contributors of content.

2. Description of Service

TitleBarrier provides property monitoring services designed to detect unauthorized listings and potential title fraud. Our service includes:

• Automated monitoring of real estate platforms and MLS databases
• Real-time alerts for suspicious property listings
• Fraud detection and analysis tools
• Customer support and guidance services
• Web-based dashboard and mobile applications

3. User Accounts and Registration

3.1 Account Creation

To use our service, you must create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Account Responsibilities

You agree to:

• Provide accurate and complete information
• Keep your account credentials secure
• Notify us immediately of any unauthorized use
• Accept responsibility for all activities under your account
• Not share your account with others

4. Subscription and Payment Terms

4.1 Subscription Plans

We offer various subscription plans with different features and pricing. Subscription details, including pricing and features, are available on our pricing page and may be updated from time to time.

4.2 Payment and Billing

By subscribing to our service, you authorize us to charge your payment method for the applicable subscription fees. Payments are processed securely through our third-party payment processors. Subscription fees are billed in advance on a recurring basis.

4.3 Cancellation and Refunds

You may cancel your subscription at any time through your account settings. Cancellations take effect at the end of the current billing period. We do not provide refunds for partial billing periods, except as required by law or as specified in our refund policy.

5. Acceptable Use Policy

You agree to use our service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the service for any illegal or unauthorized purpose
• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Use the service to monitor properties you do not own or have authority to monitor
• Share or resell access to the service
• Reverse engineer or attempt to extract source code

6. Intellectual Property Rights

6.1 Our Rights

The TitleBarrier service, including its content, features, and functionality, is owned by TitleBarrier and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our service without our written permission.

6.2 Your Content

You retain ownership of any content you submit to our service. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, store, and process your content to provide our service.

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Service Availability and Disclaimers

8.1 Service Availability

We strive to provide reliable service but cannot guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, updates, or technical issues. We are not liable for any damages resulting from service interruptions.

8.2 Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

8.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TITLEBARRIER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, INCURRED BY YOU OR ANY THIRD PARTY.

9. Indemnification

You agree to indemnify, defend, and hold harmless TitleBarrier and its officers, directors, employees, and agents from and against any claims, damages, losses, and expenses arising out of or relating to your use of the service or violation of these Terms.

10. Termination

10.1 Termination by You

You may terminate your account at any time by canceling your subscription and contacting us to delete your account.

10.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

10.3 Effect of Termination

Upon termination, your right to use the service will cease immediately. We may delete your account and data, except as required by law or our Privacy Policy.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the service shall be resolved through binding arbitration in Austin, Texas, in accordance with the rules of the American Arbitration Association.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the service after such changes constitutes acceptance of the new Terms.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and TitleBarrier regarding the use of our service.

15. Contact Information

If you have any questions about these Terms of Use, please contact us: